Start Planning Early
The earlier you begin a retirement plan, the more your fund grows through compound interest. Even $49/month starting at age 40 can build a significant maturity payout by age 65. Don't wait until retirement is near — start today.
Choose the Right Coverage Amount
Life insurance coverage should be at least 10 times your annual income to protect your family. Consider existing debts, children's education, and spouse's retirement needs when selecting your plan tier.
Review Your Policy Annually
Life circumstances change — marriage, children, career changes, health events. Schedule an annual policy review with your EverGreen advisor to ensure your coverage still meets your needs.
Take Advantage of Special Programs
If you're a veteran, government employee, health worker, or social worker, you may qualify for premium discounts up to 20% and enhanced benefits. Ask your advisor about special program eligibility.